Rules
Bye-laws
The bye-laws define membership, share capital, governance, lending policy, and other operational matters. A copy may be obtained from the registered office when available.
Governance
Democratic member control, board oversight, and compliance with cooperative society law.
Nivesh Credit is a registered credit cooperative society, not a commercial bank. Deposits are not insured by DICGC. Services are primarily available to members.
Organisational structure
The society is governed by its members through the General Body. Day-to-day affairs are managed by an elected Board of Directors as provided in the bye-laws.
Full board profiles and photos are on our Our Team page.
Board of directors
Current board composition as published by the society.
| Name | Designation |
|---|---|
| Kamal Sehgal | Chairman |
| Vishal Budhwar | Vice President |
| Rampal Sharma | Secretary |
| Praveen Kumar Chadha | Treasurer |
| Anoopa Sharma | Director |
| Anju Agarwal | Director |
| Dinesh Kumar Garg | Director |
| Narendra Jain | Director |
| Rakesh Chadha | Director |
| Rajil Mittal | Director |
| Roshan Lal Balai | Director |
| Bhagwan Sahai Meena | Director |
Meetings
Annual General Meeting
The society convenes an AGM as required by law and bye-laws. Notices, agendas, and minutes are made available to members and disclosed as applicable.
Accountability
Member control
Members exercise democratic control through the General Body and elected directors, in line with cooperative society law.