Services

Financial products for members of the society. Rates and eligibility are subject to bye-laws and board-approved policy.

Nivesh Credit is a registered credit cooperative society, not a commercial bank. Deposits are not insured by DICGC. Services are primarily available to members.

Member products

Savings, deposits, and credit designed for cooperative society members.

Savings

Member savings account with a Jaipur credit cooperative society

Member savings accounts help members build financial discipline, with interest rates, minimum balances, and operating rules published as per society policy.

Fixed Deposits

Fixed deposit schemes for cooperative society members in Rajasthan

Park surplus funds for a defined tenure. Tenures, interest rates, and premature withdrawal terms are governed by bye-laws and board resolutions.

Recurring Deposits

Recurring deposit plans for members in Jaipur

Save a fixed amount at regular intervals. Terms are available to members upon application at the society office.

Member Loans

Member loans and microfinance from a registered credit cooperative

Credit facilities for eligible members for approved purposes, with amounts, rates, and repayment schedules set in accordance with bye-laws and credit policy.

Indicative rates

Rates below are placeholders pending confirmation by the society board. Please contact the office for current rates.

Product	Indicative rate	Notes
Savings	[will be added soon]	Member accounts only
Fixed deposit	[will be added soon]	Tenure-based
Recurring deposit	[will be added soon]	Monthly instalments
Member loan	28% p.a.*	Subject to eligibility

Membership information Contact us